Mercari Fees: How Much Does Mercari Take?

Want to know Mercari’s fees? Find out exactly how much Mercari takes per sale and how to maximize your earnings as a seller.

Reselling items on Mercari is a great way to earn extra cash and clear out your home. However, you must understand the costs before you list your first item for sale. Many new sellers wonder exactly how much Mercari takes from each sale.

In 2026, Mercari uses a specific fee structure to keep the marketplace running for everyone. These fees are calculated based on the total value of your order. This total usually includes both the price of the item and the amount paid for shipping.

The marketplace has updated its rules to make your final earnings easier to track. By simplifying the payout process, they help sellers focus more on finding great items. You can now spend less time on complex math and more time growing your shop.

Knowing the Mercari fee structure helps you set the right prices for your goods from the start. When you plan for these costs, you ensure your side hustle stays profitable over time. Keep reading to learn how to calculate Mercari fees and become a successful seller.

Is There a Listing Fee on Mercari?

One of the best things about Mercari is that it costs absolutely nothing to list an item. There is no listing fee on Mercari, and you can upload as many products as you want without paying a single cent upfront. 

This makes Mercari an ideal marketplace for resellers who want to declutter their homes without the risk of losing money on unsold items.

Unlike some other marketplaces like eBay that charge “insertion fees” after a certain number of listings, Mercari keeps the doors wide open for unlimited listings. 

You only pay when your item actually finds a buyer. This “no-risk” model allows you to test different price points and items without worrying about any listing fee.

What are the Selling Fees for Mercari?

While listing is free, Mercari does charge a selling fee once a sale is finalized. As of January 6, 2025, a flat 10% selling fee applies to the total amount of the sale on Mercari. 

This percentage is calculated based on the item price plus any shipping costs paid by the buyer.

If you have older listings created before this date, they will remain under the old rules until you update them. 

However, Mercari automatically updates these listings within a week to align with the current 10% structure. 

This flat selling fee is designed to be predictable so you can price your items accurately from the start.

Is There Any Payment Processing Fee for Mercari Sellers?

A major change in the 2025 Mercari fee update is the removal of the payment processing fee for sellers. 

Previously, Mercari sellers had to pay a percentage plus a fixed cent amount for every transaction. Now, for all new or updated listings, Mercari no longer charges sellers this payment processing fee.

This change is a huge win for those looking to maximize their earnings. Instead of worrying about 2.9% plus $0.50 being shaved off your profit, you only need to account for the 10% selling fee. 

This simplified approach makes Mercari one of the most transparent reselling marketplaces for calculating your take-home pay.

How Much is the Withdrawal Fee on Mercari?

The withdrawal fee on Mercari depends entirely on how quickly you need the funds. Since early 2025, Mercari has updated its policies to make standard withdrawals more affordable for sellers.

Here is a detailed breakdown of the two primary ways to withdraw your earnings.

1. Standard Direct Deposit

If you aren’t in a major rush, the standard Direct Deposit is the most cost-effective choice. 

As of January 6, 2025, Mercari removed the $2 transfer fee, making these withdrawals completely free for successful transfers to your checking account.

You can initiate one request per day, and the money typically arrives in your bank account within five business days. 

While the transfer itself is free, you should double-check your banking information; Mercari charges a $2 non-refundable penalty fee for any direct deposit request that fails due to incorrect account details.

2. Instant Pay

For sellers who need their sales money immediately, Mercari offers an “Instant Pay” feature. This method sends your balance to a linked debit card rather than a checking account. This service comes with a flat $3 fee for every cash-out you perform.

While it is more expensive than a standard deposit, the benefit is speed. Most users see their money in as little as 30 minutes, though this depends on your specific bank’s processing speed. 

Keep in mind that Instant Pay has a monthly limit of $600 and can only be used once per day after you have completed a one-time ID validation.

Do Buyers Also Pay Any Fee on Mercari?

Buyers on Mercari do have to pay a Buyer Protection Fee when they reach the checkout page. 

Starting in early 2025, Mercari combined its buyer fees into a single 3.6% Buyer Protection fee applied to the item price and shipping, replacing the separate “service” and “processing” fee.

This fee ensures that the transaction is secure and covers the costs of Mercari’s support services.

It is important to note that these buyer-paid fees are generally non-refundable if you decide to return an item for certain reasons.

How Much Does Mercari Take from a $100 sale?

To see how Mercari fees work in the real world, let’s look at a $100 sale where the buyer pays for shipping. 

In this scenario, Mercari takes exactly 10% of the item price and the shipping cost. If the item is $100 and shipping is $10, the total transaction is $110.

Mercari would take $11 from that sale, leaving you with $89 in your pocket. Because there are no additional payment processing fees for the seller on new listings, the math is much easier than it used to be. 

You simply take your total and move the decimal point one place to the left to find your fee.

How to Calculate Mercari Selling Fees?

The best way to calculate Mercari selling fees is to do it using a fee calculator. 

If you want to avoid doing the manual math or are dealing with complex shipping scenarios, we recommend using the Mercari Fee Calculator by Sidekick Tools, which, by the way, is absolutely free to use and also doesn’t require any sign-up.

The Mercari fee calculator by Sidekick Tools is specifically designed to handle all the Mercari fee updates. 

You just need to enter your item price, item cost, and shipping details, and the calculator will instantly break down the 10% seller fee and your final take-home pay. 

It is especially helpful if you are trying to decide whether to offer “Free Shipping,” as it allows you to toggle between seller-paid and buyer-paid shipping to see exactly how your profit margins shift.

Are Fees Higher on eBay or Mercari?

When comparing Mercari to eBay, the “better” deal depends on what you are selling. 

eBay often charges a higher commission rate, usually between 12% and 15%, depending on the category, plus a fixed per-order fee. Also, eBay gives sellers 250 free listings per month, which is not enough for many resellers.

Mercari is generally seen as the better option because of its flat 10% fee and no processing fee for sellers. 

While eBay has a much larger global audience, Mercari’s straightforward fee structure often results in more money in the seller’s pocket for standard consumer goods.